Using the tools
MyCapitalverse provides free online tools: calculators, document generators, and PDF and image utilities. You may use them for personal and business purposes without an account. By using the site you accept these terms.
Estimates, not advice
Calculator results are estimates based on the inputs you give and the rules stated on each page. They are not financial, tax, legal or investment advice, and they are not an offer or approval from any lender or authority. Rates, tax rules and scheme terms change; check them with the official source or a qualified professional before acting.
Documents you create
You are responsible for the accuracy and lawful use of invoices, receipts, salary slips and other documents you create. Do not create documents that misstate a transaction, income or rent, or that impersonate another person or business. Creating false documents to claim tax benefits or loans can be a criminal offence.
Files you process
Files are processed in your browser and are not uploaded to us. Keep your own copies of originals; we cannot recover files for you.
Acceptable use
Do not attempt to disrupt the site, scrape it at a rate that affects other users, or use it for unlawful purposes.
Advertising
The site shows ads served by Google AdSense. Ads are provided by third parties; we do not endorse advertised products. See the privacy policy for how ad cookies work.
Liability
The tools are provided "as is". To the extent permitted by law, MyCapitalverse is not liable for losses arising from use of, or reliance on, the tools or their output.
Intellectual property
The site's design, text and code belong to MyCapitalverse. Documents you generate belong to you.
Governing law
These terms are governed by the laws of India. Contact: savitarfinance@gmail.com.