All 125 tools
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- GST Invoice GeneratorMake a GST tax invoice with HSN codes, CGST/SGST or IGST worked out from the place of supply, amount in words, and a PDF download.
- Invoice GeneratorFree invoice maker for freelancers and small businesses: any currency, tax line, logo, bank details and a clean PDF. No sign-up.
- Proforma Invoice GeneratorCreate a proforma invoice for advance payment or a buyer's approval, with GST shown, bank details and a PDF.
- Quotation GeneratorMake a professional price quotation with line items, GST or no tax, validity date and terms, then download it as a PDF.
- Purchase Order GeneratorCreate a purchase order for a vendor with items, delivery date, ship-to address and GST, ready to print or save as PDF.
- Delivery Challan GeneratorMake a GST delivery challan for job work, supply on approval or branch transfer, with vehicle details and a PDF.
- Credit Note GeneratorIssue a GST credit note for returned goods, post-sale discounts or excess billing, linked to the original invoice, as a PDF.
- Bill of Supply GeneratorMake a bill of supply for composition dealers and exempt goods: no GST charged, required declaration printed, PDF ready.
- Rent Receipt GeneratorMonthly rent receipts for HRA claims: landlord PAN, tenant, address and amount, one receipt per month for the whole year, as a PDF.
- Salary Slip GeneratorMake a monthly payslip with earnings, PF, professional tax and TDS deductions, net pay in words and your company logo. PDF ready.
- Payment Receipt GeneratorMake a cash, UPI, cheque or bank-transfer payment receipt in any currency, with the amount in words and balance due.
- 80G Donation Receipt GeneratorDonation receipts for NGOs and trusts with the 80G registration, donor PAN, mode of payment and amount in words.
- UPI QR Code GeneratorMake a UPI payment QR code for your shop, invoice or bill, with a fixed amount and note if you want. Download as PNG or print.
- QR Code GeneratorFree QR codes for links, text, phone numbers, email and Wi-Fi, in PNG or SVG. No expiry, no tracking, no sign-up.
- Merge PDFCombine bank statements, salary slips or scans into one PDF, in the order you choose. Private: files never leave your device.
- Split PDFSplit a PDF into single pages or page ranges, such as one statement month per file. Runs in your browser, nothing uploaded.
- Extract PDF PagesPick the pages you need from a PDF and save them as a new file, like page 1 of an ITR or the summary page of a statement.
- Delete PDF PagesRemove blank, duplicate or private pages from a PDF before you upload or email it. Free and fully in your browser.
- Rotate PDFFix sideways or upside-down scanned pages: rotate every page or just the ones you pick, then save the PDF.
- JPG to PDFTurn photos of documents into one PDF, one image per page, on A4 or fitted to the image. Works on phones, nothing uploaded.
- PDF to JPGConvert PDF pages to JPG or PNG images at the resolution you choose, for forms that only accept images.
- Compress PDFShrink a scanned PDF under an upload limit like 1 MB, 500 KB or 200 KB, by re-rendering pages at a lower quality, in your browser.
- Add Page Numbers to PDFNumber the pages of a PDF, as 'Page 1 of 12' or just '1', at the bottom or top, before you print or file it.
- Watermark PDFStamp text like 'For loan application only' across every page of a PDF so a copied ID or statement can't be misused.
- Compress Image to KBReduce a photo or signature to an exact size like 20 KB, 50 KB or 100 KB for government, bank and exam portals.
- Image ResizerResize an image to exact pixels or centimetres at a chosen DPI, keep or ignore the aspect ratio, and download JPG or PNG.
- Crop ImageCrop a photo freely or to a fixed ratio like 1:1, 3.5:4.5 passport or 4:3, then download. Works on phone screens.
- Image ConverterConvert images between JPG, PNG and WebP: PNG to JPG for portals, JPG to PNG, WebP to JPG. In your browser.
- Signature MakerDraw your signature with a finger or mouse, or clean up a photo of one, and download a transparent PNG or a small JPG.
- PAN Card Photo & Signature ResizerResize your photo and signature to PAN application specs: 3.5 × 2.5 cm photo and 2 × 4.5 cm signature at 200 DPI, under 50 KB.
- Passport Size Photo MakerCrop a photo to passport size (35 × 45 mm or 2 × 2 inch) and get a print sheet of 6, 8 or 12 copies for 4 × 6 photo paper.
- GSTIN ValidatorCheck whether a GST number is correctly formed: state code, embedded PAN, entity type and the checksum character.
- PAN Format CheckerCheck a PAN's format and see what its 4th character says about the holder: individual, company, HUF, firm or trust.
- Amount in Words ConverterWrite any amount in words for cheques and invoices: Indian system (lakh, crore) with paise, and the international system.
- GST State Code ListAll GST state and union territory codes (01–38, 97, 99) used as the first two digits of a GSTIN, searchable.
- Personal Loan EMI CalculatorPersonal loan EMI with the processing fee and 18% GST added, so you see the total you repay and the real cost per year.
- Car Loan EMI CalculatorCar loan EMI from the on-road price and down payment, with total interest and what the car really costs you.
- Two-Wheeler Loan EMI CalculatorBike or scooter loan EMI from the on-road price, down payment, rate and tenure, with total interest.
- Education Loan EMI CalculatorEducation loan EMI after the moratorium, with the interest that builds up during the course and the Section 80E deduction.
- Business Loan EMI CalculatorBusiness loan EMI, total interest and processing fee with GST, plus the effective annual cost lenders don't show upfront.
- Gold Loan CalculatorHow much loan your gold jewellery can raise: gold value by purity, the maximum loan at your LTV and the interest you'll pay.
- Loan Against Property CalculatorMaximum loan against your house or shop from its market value and LTV, with EMI and total interest.
- Loan Prepayment CalculatorHow much interest a part-prepayment saves, and whether to cut the EMI or the tenure. Works for home, car and personal loans.
- Loan Comparison CalculatorCompare two loan offers by EMI, total interest, fees and total cost to see which is cheaper over the full tenure.
- Flat vs Reducing Rate CalculatorConvert a flat interest rate into its true reducing-balance rate and see how much more a flat-rate loan costs.
- Loan Tenure CalculatorHow many months it will take to repay a loan at the EMI you can afford, and the total interest you'll pay.
- Loan Amount CalculatorThe loan you can take for the EMI you can afford, at a given interest rate and tenure.
- Loan Interest Rate CalculatorFind the real annual interest rate of a loan from the amount you receive, the EMI and the number of months.
- Loan Balance Transfer CalculatorWill moving your home or personal loan to a lower rate save money after fees? See net savings and the new EMI.
- Credit Card Interest CalculatorWhat paying only the minimum due really costs: months to clear the balance, total interest and GST on a revolving credit card balance.
- Credit Card EMI CalculatorCredit card EMI conversion cost: monthly EMI, interest, processing fee and 18% GST, and the effective rate.
- No-Cost EMI CalculatorIs 'no-cost EMI' really free? See the discount you give up, GST on interest and processing fee you actually pay.
- Simple Interest CalculatorSimple interest and total amount for any principal, rate and period in years, months or days.
- Compound Interest CalculatorCompound interest with yearly, half-yearly, quarterly, monthly or daily compounding, plus the effective annual rate.
- Loan Amortization ScheduleMonth-by-month loan schedule with principal, interest and balance, extra payments, and download as CSV for Excel or as PDF.
- Mortgage CalculatorMonthly mortgage payment with property tax, home insurance, HOA and PMI, plus the full amortization schedule. For US-style mortgages.
- Debt Payoff PlannerPlan to clear credit cards and loans with the avalanche or snowball method: payoff date per debt, interest saved and a printable plan.
- EMI CalculatorMonthly EMI, total interest and total repayment for any loan, with rate and tenure what-ifs and a printable summary.
- Home Loan EMI CalculatorHome loan EMI, total interest and payoff for long tenures, with rate and tenure scenarios and the prepayment maths lenders don't lead with.
- Home Loan Eligibility CalculatorEstimate the home loan a lender may sanction from your income, existing EMIs, credit score band and tenure.
- Home Affordability CalculatorHow much house can you afford? Size the property budget from income, EMIs and a safe FOIR, plus the down payment you need.
- Loan True Cost CalculatorThe real cost of any loan: interest plus processing fee, GST, insurance and charges, the effective rate, and two offers side by side.
- Debt-to-Income Ratio CalculatorYour debt-to-income (DTI) ratio, the first filter lenders apply to loans and credit cards, with the band you fall in.
- Loan Eligibility CalculatorEstimate the business or personal loan you may qualify for from income or turnover, profit and existing EMIs.
- CIBIL Score SimulatorSee how credit utilisation, missed payments, enquiries and report errors move your CIBIL score, with indicative 30 and 90-day projections.
- FD CalculatorFixed deposit maturity with quarterly compounding: interest earned, effective yield and the tax you may owe on it.
- RD CalculatorRecurring deposit maturity from a fixed monthly deposit: total invested, interest earned and effective yield.
- PPF CalculatorPublic Provident Fund maturity for 15 years and extensions at the current notified rate, with yearly balances.
- Financial Health ScoreScore your finances out of 100 across emergency fund, debt, savings rate, insurance and investments, with the biggest gaps first.
- SIP CalculatorMutual fund SIP returns: what a monthly investment can grow to at your expected return, with amount invested and gains.
- Step-Up SIP CalculatorSIP returns when you raise your monthly investment every year: final corpus, total invested and the gain from stepping up.
- Lumpsum CalculatorFuture value of a one-time investment in a mutual fund or any asset at an expected annual return.
- SIP vs Lumpsum CalculatorCompare investing a sum all at once against spreading it as a monthly SIP over the same period.
- Goal SIP CalculatorMonthly SIP needed to reach a goal like a child's education or a house, adjusted for inflation.
- SWP CalculatorSystematic withdrawal plan: how long your corpus lasts with fixed monthly withdrawals, and what's left at the end.
- CAGR CalculatorCompound annual growth rate between a starting and ending value, plus absolute return.
- NPS CalculatorNational Pension System corpus at 60, the lump sum you can withdraw and your estimated monthly pension.
- EPF CalculatorEmployees' Provident Fund balance at retirement from your basic salary, salary growth and the current EPF rate.
- Sukanya Samriddhi CalculatorSukanya Samriddhi Yojana maturity at 8.2% with yearly deposits for 15 years and maturity at 21 years from opening.
- NSC CalculatorNational Savings Certificate maturity after 5 years at 7.7%, compounded yearly, with yearly interest for 80C.
- Kisan Vikas Patra CalculatorKisan Vikas Patra doubling time and maturity at 7.5% compounded yearly.
- Senior Citizen Savings Scheme CalculatorSCSS quarterly interest payout and total income over 5 years at 8.2% for deposits up to ₹30 lakh.
- Post Office Monthly Income Scheme CalculatorPost Office MIS monthly income at 7.4% on deposits up to ₹9 lakh (single) or ₹15 lakh (joint).
- Retirement CalculatorHow big a retirement corpus you need for your monthly expenses, and the monthly SIP to get there.
- FIRE CalculatorFinancial independence number and how many years until your investments can cover your expenses for good.
- Inflation CalculatorWhat an amount will cost in the future, and what today's money will be worth, at any inflation rate.
- Expense Ratio CalculatorHow much a mutual fund's expense ratio costs you over the years: regular vs direct plan, side by side.
- Stock Average CalculatorAverage buy price of a stock across up to three purchases, and the price needed to break even.
- Emergency Fund CalculatorHow much emergency money to keep for your expenses and EMIs, how much you're short and how fast you can close the gap.
- Net Worth CalculatorAdd up what you own and what you owe to get your net worth, with your debt-to-assets ratio.
- Rule of 72 CalculatorHow many years it takes to double your money at a given return, by the Rule of 72 and the exact formula.
- Income Tax CalculatorIncome tax for FY 2026-27 under the old and new regime side by side, with the standard deduction, 87A rebate and cess.
- In-Hand Salary CalculatorConvert CTC to monthly in-hand salary after PF, professional tax and income tax, with the full deduction breakdown.
- HRA Exemption CalculatorHow much of your House Rent Allowance is tax-free under Section 10(13A), and how much is taxable, for metro and non-metro cities.
- Capital Gains Tax CalculatorTax on selling shares, equity mutual funds, property or gold: short or long term, the ₹1.25 lakh exemption, and cess.
- Advance Tax CalculatorAdvance tax instalments due on 15 June, 15 September, 15 December and 15 March from your estimated tax for the year.
- Gratuity CalculatorGratuity payable on leaving a job, using the Payment of Gratuity Act formula, with the ₹20 lakh tax-free limit.
- Leave Encashment CalculatorLeave encashment amount on resignation or retirement and the tax-free portion up to ₹25 lakh for private employees.
- 80C Tax Saving CalculatorTax you save under Section 80C from ELSS, PPF, EPF, life insurance and home loan principal, up to ₹1.5 lakh.
- Presumptive Tax Calculator (44AD / 44ADA)Presumptive income and tax for small businesses (44AD at 6% or 8%) and professionals (44ADA at 50%) under the new regime.
- Salary Hike CalculatorNew salary after a percentage hike, or the hike percentage between your current and offered CTC, with the monthly difference.
- GST CalculatorAdd or remove GST at any rate, with the CGST + SGST split for same-state sales and IGST for inter-state.
- Working Capital CalculatorEstimate your working capital gap from receivable days, inventory days and payable days.
- TReDS Invoice Discounting CalculatorWhat you receive upfront when discounting an invoice on TReDS: discount charge, platform fee, net advance and annualised cost.
- Business Startup Cost CalculatorTotal money needed to start a small business in India: setup capital, monthly running cost, break-even and a cash buffer.
- Business Stress-Test SimulatorRevenue down 10%, costs up 15%, rates up 2%: see what happens to profit, EMI cover and cash runway, side by side.
- MSME Loan Readiness ScoreScore how ready your business is for a loan across registration, compliance, banking, credit and documentation, with what to fix first.
- Government Scheme Finder for MSMEsMatch your business profile against MUDRA, PMEGP, CGTMSE, Stand-Up India and state schemes, with links to official portals.
- Quick Scheme FilterFilter central MSME schemes by purpose, business type and state in one screen: MUDRA, PMEGP, CGTMSE, Stand-Up India.
- Profit Margin CalculatorProfit, gross margin and markup from cost and selling price, so you price correctly and never confuse margin with markup.
- Markup CalculatorSelling price from cost and markup, or the markup needed to hit a target margin, plus the GST-inclusive price.
- Break-Even CalculatorUnits and sales you need each month to cover fixed costs, from price, variable cost and fixed costs.
- ROI CalculatorReturn on investment as a total percentage and an annualised rate, for any business or personal investment.
- Discount CalculatorFinal price after a discount, including stacked discounts like 'extra 10% off', and how much you save.
- Percentage CalculatorX% of a number, what percent one number is of another, and percentage increase or decrease, in one place.
- Depreciation CalculatorDepreciation by straight-line or written-down value method, year-one charge and the book value after any number of years.
- Payback Period CalculatorHow long an investment takes to pay for itself from yearly or monthly cash it generates.
- NPV & IRR CalculatorNet present value and internal rate of return of a project from the investment, yearly cash flow, growth and discount rate.
- MSME Delayed Payment Interest CalculatorInterest a buyer owes an MSE supplier for late payment under the MSMED Act: compound interest at three times the RBI bank rate.
- DSCR CalculatorDebt service coverage ratio: whether your business earns enough to cover loan repayments, the number banks check first.
- Runway & Burn Rate CalculatorMonthly burn rate and how many months of cash your startup or small business has left.
- Debtor Days CalculatorHow many days customers take to pay (DSO), from receivables and credit sales, and the cash tied up.
- Inventory Turnover CalculatorHow many times stock turns over in a year and the days of inventory you hold, from cost of goods sold.
- Current & Quick Ratio CalculatorCurrent ratio and quick ratio from your balance sheet: can the business pay its short-term bills?
- Freelance Rate CalculatorThe hourly and day rate a freelancer or consultant needs to hit a target income after expenses, tax and unpaid time.