Freelance Rate Calculator
The hourly and day rate a freelancer or consultant needs to hit a target income after expenses, tax and unpaid time.
How to use the Freelance Rate calculator
- Enter take-home income you want, business expenses, billable hours per week, working weeks per year and tax as % of profit (estimate).
- Read the hourly rate at the top of the result, with day rate (8 hours), billing needed per year, billing needed per month underneath. It updates as you type.
- Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.
About this tool
Billable hours are always fewer than working hours. The rate covers your income target, expenses and tax across the hours you can actually bill.
Worked example
With take-home income you want of ₹15,00,000, business expenses of ₹2,00,000, billable hours per week of 25, working weeks per year of 46 and tax as % of profit (estimate) of 8%:
| Hourly rate | ₹1,592 |
| Day rate (8 hours) | ₹12,733 |
| Billing needed per year | ₹18,30,435 |
| Billing needed per month | ₹1,52,536 |
Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem
Questions people ask
How many billable hours should I assume?
20–30 a week is realistic once sales, admin and learning are counted.
Should I charge GST?
Registration is required once service receipts cross ₹20 lakh a year (₹10 lakh in some states), or for most export of services under LUT.