Loan Calculators
Every calculator shows the total you repay, not just the EMI, and the schedule tools let you download the month-by-month table.
- Personal Loan EMI CalculatorPersonal loan EMI with the processing fee and 18% GST added, so you see the total you repay and the real cost per year.
- Car Loan EMI CalculatorCar loan EMI from the on-road price and down payment, with total interest and what the car really costs you.
- Two-Wheeler Loan EMI CalculatorBike or scooter loan EMI from the on-road price, down payment, rate and tenure, with total interest.
- Education Loan EMI CalculatorEducation loan EMI after the moratorium, with the interest that builds up during the course and the Section 80E deduction.
- Business Loan EMI CalculatorBusiness loan EMI, total interest and processing fee with GST, plus the effective annual cost lenders don't show upfront.
- Gold Loan CalculatorHow much loan your gold jewellery can raise: gold value by purity, the maximum loan at your LTV and the interest you'll pay.
- Loan Against Property CalculatorMaximum loan against your house or shop from its market value and LTV, with EMI and total interest.
- Loan Prepayment CalculatorHow much interest a part-prepayment saves, and whether to cut the EMI or the tenure. Works for home, car and personal loans.
- Loan Comparison CalculatorCompare two loan offers by EMI, total interest, fees and total cost to see which is cheaper over the full tenure.
- Flat vs Reducing Rate CalculatorConvert a flat interest rate into its true reducing-balance rate and see how much more a flat-rate loan costs.
- Loan Tenure CalculatorHow many months it will take to repay a loan at the EMI you can afford, and the total interest you'll pay.
- Loan Amount CalculatorThe loan you can take for the EMI you can afford, at a given interest rate and tenure.
- Loan Interest Rate CalculatorFind the real annual interest rate of a loan from the amount you receive, the EMI and the number of months.
- Loan Balance Transfer CalculatorWill moving your home or personal loan to a lower rate save money after fees? See net savings and the new EMI.
- Credit Card Interest CalculatorWhat paying only the minimum due really costs: months to clear the balance, total interest and GST on a revolving credit card balance.
- Credit Card EMI CalculatorCredit card EMI conversion cost: monthly EMI, interest, processing fee and 18% GST, and the effective rate.
- No-Cost EMI CalculatorIs 'no-cost EMI' really free? See the discount you give up, GST on interest and processing fee you actually pay.
- Simple Interest CalculatorSimple interest and total amount for any principal, rate and period in years, months or days.
- Compound Interest CalculatorCompound interest with yearly, half-yearly, quarterly, monthly or daily compounding, plus the effective annual rate.
- Loan Amortization ScheduleMonth-by-month loan schedule with principal, interest and balance, extra payments, and download as CSV for Excel or as PDF.
- Mortgage CalculatorMonthly mortgage payment with property tax, home insurance, HOA and PMI, plus the full amortization schedule. For US-style mortgages.
- Debt Payoff PlannerPlan to clear credit cards and loans with the avalanche or snowball method: payoff date per debt, interest saved and a printable plan.
- EMI CalculatorMonthly EMI, total interest and total repayment for any loan, with rate and tenure what-ifs and a printable summary.
- Home Loan EMI CalculatorHome loan EMI, total interest and payoff for long tenures, with rate and tenure scenarios and the prepayment maths lenders don't lead with.
- Home Loan Eligibility CalculatorEstimate the home loan a lender may sanction from your income, existing EMIs, credit score band and tenure.
- Home Affordability CalculatorHow much house can you afford? Size the property budget from income, EMIs and a safe FOIR, plus the down payment you need.
- Loan True Cost CalculatorThe real cost of any loan: interest plus processing fee, GST, insurance and charges, the effective rate, and two offers side by side.
- Debt-to-Income Ratio CalculatorYour debt-to-income (DTI) ratio, the first filter lenders apply to loans and credit cards, with the band you fall in.
- Loan Eligibility CalculatorEstimate the business or personal loan you may qualify for from income or turnover, profit and existing EMIs.
- CIBIL Score SimulatorSee how credit utilisation, missed payments, enquiries and report errors move your CIBIL score, with indicative 30 and 90-day projections.