Sukanya Samriddhi Calculator
Sukanya Samriddhi Yojana maturity at 8.2% with yearly deposits for 15 years and maturity at 21 years from opening.
Maturity value
—
Total deposited—
Interest earned—
Matures when she is—
How to use the Sukanya Samriddhi calculator
- Enter yearly deposit, girl's age when account opens and interest rate.
- Read the maturity value at the top of the result, with total deposited, interest earned, matures when she is underneath. It updates as you type.
- Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.
About this tool
Deposits are made for 15 years from opening; the account matures 21 years from opening. Interest is compounded yearly and is tax-free.
Worked example
With yearly deposit of ₹1,50,000, girl's age when account opens of 5 and interest rate of 8.2%:
| Maturity value | ₹71,82,119 |
| Total deposited | ₹22,50,000 |
| Interest earned | ₹49,32,119 |
| Matures when she is | 26 years old |
Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem
Questions people ask
Who can open a Sukanya Samriddhi account?
A parent or guardian, for a girl child below 10 years. One account per girl, up to two girls per family (three in case of twins).
Can I withdraw before maturity?
Up to 50% of the balance after she turns 18, for education or marriage. Full closure is allowed for marriage after 18.