80C Tax Saving Calculator
Tax you save under Section 80C from ELSS, PPF, EPF, life insurance and home loan principal, up to ₹1.5 lakh.
How to use the 80C Tax Saving calculator
- Enter ePF (your contribution, yearly ₹), pPF, SSY, NSC, tax-saver FD, eLSS mutual funds, life insurance premium, tuition fees, home loan principal and your slab rate (old regime).
- Read the tax saved (incl. 4% cess) at the top of the result, with deduction you can claim, room left under ₹1.5 lakh underneath. It updates as you type.
- Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.
About this tool
Section 80C allows up to ₹1.5 lakh a year in deductions, only under the old tax regime. EPF and home loan principal often use much of it already.
Worked example
With epf (your contribution, yearly ₹) of ₹43,200, ppf, ssy, nsc, tax-saver fd of ₹50,000, elss mutual funds of ₹30,000, life insurance premium, tuition fees, home loan principal of ₹20,000 and your slab rate (old regime) of 20%:
| Tax saved (incl. 4% cess) | ₹29,786 |
| Deduction you can claim | ₹1,43,200 |
| Room left under ₹1.5 lakh | ₹6,800 |
Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem
Questions people ask
Is 80C available in the new tax regime?
No. 80C deductions apply only under the old regime.
Which 80C option has the shortest lock-in?
ELSS mutual funds, at three years. Tax-saver FDs lock in for five, PPF for fifteen.