Capital Gains Tax Calculator
Tax on selling shares, equity mutual funds, property or gold: short or long term, the ₹1.25 lakh exemption, and cess.
How to use the Capital Gains Tax calculator
- Enter what did you sell?, purchase cost, sale value, transfer expenses: brokerage, stamp, held for, your slab rate for short-term gains and equity LTCG exemption already used this year.
- Read the tax payable (incl. 4% cess) at the top of the result, with capital gain, type of gain, taxable gain underneath. It updates as you type.
- Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.
About this tool
Applies the rates in force for transfers on or after 23 July 2024: equity STCG 20%, equity LTCG 12.5% above ₹1.25 lakh a year, and 12.5% LTCG without indexation on other assets. Surcharge and the property grandfathering option are not modelled.
Worked example
With what did you sell? of Listed shares / equity mutual funds, purchase cost of ₹4,00,000, sale value of ₹7,00,000, transfer expenses: brokerage, stamp of ₹1,000, held for of 30 months and your slab rate for short-term gains of 30%:
| Tax payable (incl. 4% cess) | ₹22,620 |
| Capital gain | ₹2,99,000 |
| Type of gain | Long-term (equity) |
| Taxable gain | ₹1,74,000 |
| Rate applied | 12.5% above ₹1.25 lakh |
Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem
Questions people ask
When is a share sale long-term?
Listed shares and equity mutual funds held more than 12 months are long-term. Property, gold and unlisted shares need more than 24 months.
Is there an exemption on equity long-term gains?
Yes. The first ₹1.25 lakh of equity LTCG in a financial year is tax-free; the rest is taxed at 12.5%.