Current & Quick Ratio Calculator

Current ratio and quick ratio from your balance sheet: can the business pay its short-term bills?

Current ratio
—
Quick ratio—
Net working capital—

How to use the Current & Quick Ratio calculator

  1. Enter current assets, of which inventory and current liabilities.
  2. Read the current ratio at the top of the result, with quick ratio, net working capital underneath. It updates as you type.
  3. Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.

About this tool

Banks commonly expect a current ratio of about 1.33 for working capital limits. The quick ratio leaves out inventory, which may be slow to turn into cash.

Worked example

With current assets of ₹40,00,000, of which inventory of ₹15,00,000 and current liabilities of ₹28,00,000:

Current ratio1.43 ×
Quick ratio0.89 ×
Net working capital₹12,00,000

Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem

Questions people ask

What is a good current ratio?

Between 1.2 and 2 for most small businesses; Indian banks often use 1.33 as a benchmark for cash credit.

What is the difference between current and quick ratio?

The quick ratio excludes inventory, so it tests whether bills can be paid without selling stock.