Current & Quick Ratio Calculator
Current ratio and quick ratio from your balance sheet: can the business pay its short-term bills?
Current ratio
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Quick ratio—
Net working capital—
How to use the Current & Quick Ratio calculator
- Enter current assets, of which inventory and current liabilities.
- Read the current ratio at the top of the result, with quick ratio, net working capital underneath. It updates as you type.
- Change one input at a time to see what moves the answer most, then save the result with Copy link or Download PDF.
About this tool
Banks commonly expect a current ratio of about 1.33 for working capital limits. The quick ratio leaves out inventory, which may be slow to turn into cash.
Worked example
With current assets of ₹40,00,000, of which inventory of ₹15,00,000 and current liabilities of ₹28,00,000:
| Current ratio | 1.43 × |
| Quick ratio | 0.89 × |
| Net working capital | ₹12,00,000 |
Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem
Questions people ask
What is a good current ratio?
Between 1.2 and 2 for most small businesses; Indian banks often use 1.33 as a benchmark for cash credit.
What is the difference between current and quick ratio?
The quick ratio excludes inventory, so it tests whether bills can be paid without selling stock.