Quick Scheme Filter

Filter central MSME schemes by purpose, business type and state in one screen: MUDRA, PMEGP, CGTMSE, Stand-Up India.

Pradhan Mantri MUDRA Yojana (PMMY)

Collateral-free loans up to 20 lakh for non-corporate micro units · Non-corporate, non-farm micro/small enterprise; individual proprietors; no minimum turnover requirement

Working-capital/term loans under Shishu (up to 50,000), Kishor (50,000-5 lakh) and Tarun (5-10 lakh) categories

Prime Minister's Employment Generation Programme (PMEGP)

Margin-money subsidy of 15%-35% of project cost by category/area, with bank loan for the balance · Individuals 18+; project cost up to 50 lakh (manufacturing) / 20 lakh (service); new units only

Credit-linked subsidy for setting up new enterprises

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Guarantee cover up to 5 crore (10 crore for select categories) on collateral-free credit · New and existing micro/small enterprises eligible under MSMED Act definition

Collateral-free credit guarantee cover to lending institutions for MSE loans

Stand-Up India

Composite loans between 10 lakh and 1 crore, repayment up to 7 years · SC/ST or woman entrepreneur, 18+; greenfield project; no existing default

Bank loans for setting up new manufacturing, services or trading enterprises

PM Vishwakarma

Collateral-free loans up to 3 lakh (1 lakh + 2 lakh) at 5% concessional rate · Artisans/craftspersons aged 18+ in notified trades, family-based, no tax-paid income over 2.5 lakh/yr

End-to-end support for traditional artisans - tools, skill training and credit

PM Formalisation of Micro Food Processing Enterprises (PMFME)

Credit-linked capital subsidy of 35% (up to 10 lakh) on project cost plus support for branding/quality · Existing micro food processing units; groups such as FPOs/SHGs; new units in some cases

Formalisation and upgradation of micro food processing units

PM SVANidhi

Loans of 10,000, then 20,000 and 50,000; 7% interest subvention on timely repayment · Street vendors vending since before March 2020, in urban areas

Working-capital loans for street vendors, with interest subsidy for timely repayment

SIDBI Make in India Soft Loan Fund for MSMEs (SMILE)

Loans from 50 lakh to 5 crore with an interest subvention of 2% · Existing MSMEs (manufacturing/services) meeting SIDBI criteria

Soft loans for MSME units - incremental capex, upgradation, diversification

SFURTI - Scheme of Fund for Regeneration of Traditional Industries

Cluster interventions with substantial subsidy support (varies by cluster size) · Registered clusters of traditional artisans/units; proponent bodies such as cooperatives, SPVs

Cluster development - common facility centres, machinery, capacity building

National Small Industries Corporation (NSIC) Support Schemes

Concessional raw material, marketing assistance and govt tender (GeM/NSIC) support · Registered MSMEs (Udyam) in production/services

Raw-material supply, marketing support, single-point registration for govt purchases

Emergency Credit Line Guarantee Scheme (ECLGS)

Guarantee on incremental credit extended by member lending institutions · MSMEs meeting the notified criteria (turnover/overdraft-based)

100% government guarantee on additional/ad hoc working capital credit

Credit Guarantee Scheme for Subordinate Debt (CGSSD)

75% guarantee on subordinate debt up to 75 lakh per unit · MSMEs identified as stressed, promoters willing to infuse equity

Guarantee for banks' subordinate debt used to promote equity infusion into stressed MSMEs

Coir Udyami Yojana

Subsidy of 40%-50% of project cost (capped) depending on category/area · Existing/new coir units including individual shop-floor units

Capital subsidy for new coir units and modernisation of existing ones

Raising and Accelerating MSME Performance (RAMP)

Access to state/central capacity-building support and funding under the programme · MSMEs participating through state implementing agencies

Comprehensive support - formalisation, technology upgradation, market access, grievance redressal

Interest Subvention Scheme for MSMEs

2% interest subvention (subject to eligibility and scheme windows) · MSMEs as per notified guidelines; loans in eligible categories

2% interest subvention on fresh/incremental term loans and working capital for MSMEs

Udyam Special Zone (Digital Platform for MSMEs)

Discoverability for credit products and government procurement · Udyam-registered MSMEs

Digital common platform connecting MSMEs to credit, procurement and support schemes

Maharashtra State Financial Corporation (MSFC) Term Finance

Term finance on project cost with flexible repayment · Registered units in Maharashtra, viable project

Term loans for setting up, expansion and modernisation of SSI/MSME units in Maharashtra

Chief Minister's Employment Generation Programme (CMEGP) - Maharashtra

Margin-money subsidy per project category via participating banks · Maharashtra residents, 18+, new projects as per scheme limits

State-run employment-generation loans with margin-money subsidy (state counterpart of PMEGP)

Gujarat State Financial Corporation (GSFC) Term Finance

Term finance with repayment flexibility for viable units · Registered MSME units in Gujarat

Term loans for new units, expansion and modernisation in Gujarat

Karnataka State Financial Corporation (KSFC) Term Finance

Term finance on project cost for eligible units · MSME units in Karnataka with viable projects

Term loans for establishment, expansion and modernisation of units in Karnataka

Tamil Nadu Industrial Investment Corporation (TIIC) Term Finance

Term finance including working-capital assistance in select cases · Registered units in Tamil Nadu

Term loans for small/medium units - new, expansion, modernisation

Telangana Industrial Health Clinic

Free professional counselling for MSMEs · MSME units in Telangana

Free business-doctor counselling on finances, compliance and business health

Andhra Pradesh State Financial Corporation (APSFC) Term Finance

Term finance on project cost for eligible units · Registered units in Andhra Pradesh

Term loans for new units, expansion and modernisation

Punjab State Financial Corporation (PSFC) Term Finance

Term finance for eligible units · Registered units in Punjab

Term loans for establishment, expansion and modernisation in Punjab

Haryana Financial Corporation (HFC) Term Finance

Term finance for eligible small units · Registered units in Haryana

Term loans for MSME units in Haryana

Uttar Pradesh State Financial Corporation (UPSFC) Term Finance

Term finance for eligible units · Registered units in Uttar Pradesh

Term loans for MSME units in Uttar Pradesh

Rajasthan State Financial Corporation (RSFC) Term Finance

Term finance for eligible units · Registered units in Rajasthan

Term loans for MSME units in Rajasthan

Madhya Pradesh Financial Corporation (MPFC) Term Finance

Term finance for eligible units · Registered units in Madhya Pradesh

Term loans for MSME units in Madhya Pradesh

West Bengal Financial Corporation (WBFC) Term Finance

Term finance for eligible units · Registered units in West Bengal

Term loans for MSME units in West Bengal

Bihar State Financial Corporation (BSFC) Term Finance

Term finance for eligible units · Registered units in Bihar

Term loans for MSME units in Bihar

Odisha State Financial Corporation (OSFC) Term Finance

Term finance for eligible units · Registered units in Odisha

Term loans for MSME units in Odisha

Kerala Financial Corporation (KFC) Term Finance

Term finance for eligible units · Registered units in Kerala

Term loans for MSME units in Kerala

Assam Financial Corporation (ASFC) Term Finance

Term finance for eligible units · Registered units in Assam

Term loans for MSME units in Assam

District Industries Centre (DIC) Support

Free guidance on central/state schemes, Udyam assistance, subsidy claims · Open to all - no fee for basic facilitation

Single-window facilitation - registrations, scheme guidance, subsidies, clearance coordination at every district headquarters

MUDRA Loans for Women Entrepreneurs

Priority processing and concessional terms under MUDRA for women · Women entrepreneurs meeting MUDRA category criteria

MUDRA-category loans prioritised for women borrowers with lower interest on some products

Stand-Up India - Women Priority Track

Loans 10 lakh-1 crore for women-promoted units · Women entrepreneurs, 18+, greenfield project

Dedicated bank loan track for women-promoted greenfield enterprises

GeM Portal Access for MSMEs

Direct access to central/state government buyers, no listing fee for MSMEs · Udyam-registered MSMEs (free seller onboarding)

Free registration and selling access on Government e-Marketplace

How to use the Quick Scheme Filter

Choose a purpose.
Narrow by business type and state.
Open the scheme's official page.

About this tool

A faster, simpler view than the full matcher when you already know what you need the money for.

Built and reviewed by Savitar Finance (savitarfinance@gmail.com). Rules and rates last checked October 2026. How we calculate · Report a problem

Questions people ask

What is the difference between this and the scheme finder?

This is a quick filter. The full finder scores each scheme against your profile and explains the match.

Are these loans or grants?

Most are loans with subsidy or guarantee support; few are outright grants. Each listing says which.